5% DOWN PAYMENT Conventional home Mortgage loans 4 2010

5% conventional home mortgage loans are back 95%LTV

Great news for home buyers with little cash for the down payment. 5% NON FHA conventional mortgage loans are back in town as of April 2010. Let me help you buy your new home with little cash to the table and if you hurry you may be able to take advantage of the buyers tax credit. Up to $10,000 tax credit from Uncle Sam. :)

The Fed’s have indicated that interest rates may stay at it’s current low level for the remainder of 2010. However interest rates will not and can not stay this low forever. If you are renting a home now is a good time to reevaluate your position and start thinking about home ownership. Remember the taxes and interest are a write off rent is not.

Example:
$315,000 Home
$ 15,000 = 5% down payment
$300,000 loan @ approx 5% 30 yr fixed
$ 1,610 Principal and interest mortgage payment
$ 15,000 interest to write off on the first year. ;)

Also available FHA @ 3.5% down payment or conventional 10% down 15% down 20% down

We service all of Orange County but below are a list of cities I specialize selling Real Estate in.

Aliso Viejo homes for sale
Costa Mesa homes for sale
Corona Del Mar homes for sale
Dana Point homes for sale
Irvine homes for sale
Ladera Ranch homes for sale
Laguna Beach homes for sale
Laguna Hills homes for sale
Laguna Niguel homes for sale
Mission Viejo homes for sale
Newport Beach homes for sale
Newport Coast homes for sale
Rancho Santa Margarita homes for sale
San Clemente homes for sale
San Juan Capistrano homes for sale
Orange County homes for sale
Orange County homes for lease

Call Brett Dalbeth Realtor® for further assistance and free ph consultation. 888-399-4844

Want to sell, refinance or lease your home. We can do that too.

See all in: Blog Real Estate

Call Brett Dalbeth
for Showings or more information
888-399-4844

Disclaimer

If a listing displays "Short Sale/Subject to Lender Approval" then that listing has been identified by the seller and the listing broker as a "short sale". This means that, at the listed price, the proceeds from the sale may not be adequate to pay all liens and costs of sale. Any offer made that does not fully cover the existing amount(s) owed to the lienholder(s) plus the costs of sale could be subject to lienholder approval, which approval may be exercised at the sole and exclusive discretion of the lienholder(s). The information being provided by SoCalMLS, CRISNet Regional MLS and/or CARETS is for the consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumer may be interested in purchasing. Any information relating to real estate for sale referenced on this web site comes from the Internet Data Exchange (IDX) program of the SoCalMLS, CRISNet Regional MLS and/or CARETS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. The accuracy of all information, regardless of source, including but not limited to square footages and lot sizes, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals. The data contained herein is copyrighted by SoCalMLS, CRISNet Regional MLS and/or CARETS and is protected by all applicable copyright laws. Any unauthorized dissemination of this information is in violation of copyright laws and is strictly prohibited. Copyright SoCalMLS®, CRISNet Regional MLS®, CARETS®